|Become a Habitat Homeowner|
Applicants must meet four main criteria to qualify to purchase a Habitat home. These criteria include:
01.The applicant must live or work in Marion County, Iowa, for at least 1 year. All houses will be built in Marion County.
02.The applicant must have a need for adequate shelter. Examples of this include but are not limited to: no indoor plumbing, unsanitary conditions, excessive rental costs, overcrowding, unsafe neighborhood, inability to obtain a conventional mortgage, poor heating, roof that leaks, etc.
03.The applicant must be willing to partner/volunteer. Partner families must complete up to 300 hours of sweat equity (250 hours for a single parent family). The Partner family must complete 50 hours before construction begins on their home. Sweat equity can be done by helping to build Habitat houses and/or volunteering with approved organizations in their community. Up to 50 of the total hours can be completed by family and friends. Partner families must also attend homeowner education classes on a variety of topics including budgeting, home maintenance and repair, etc.
04.The applicant must be able to pay. Applicants’ income must fall between 30% and 60% of the area median income; see chart below. Applicants must be able to make a 1% down payment prior to closing. Applicants must also be able to make monthly payments averaging around $450-500. This amount includes mortgage, tax and insurance.
If you answered “YES” to these criteria, you may be eligible. Please contact us for a brochure or click here to download one. Complete the brochure and return it to our office. A complete application will be mailed to you. We accept brochures and applications all year. Decisions are typically made on a quarterly basis by our Board of Directors.
Habitat for Humanity of Marion County, Inc.
Knoxville, IA 50138
E-MAIL: Habitat for Humanity of Marion County
Working for God and partnering with people to build affordable homes, provide hope, and develop community.
As an ecumenical Christian organization, we work toward eliminating substandard housing and empowering families in the Marion County area and around the world.